Community Corner

CT Agencies Advise Property Protection

With hurricanes often causing power loss and millions of dollars in property damage, The Hartford Financial Services Group offers advice for securing your property and power.

Connecticut's March 2010 storm caused mass power outages throughout Fairfield County and caused over millions of dollars in property damage. The storm was not categorized as a hurricane, suggesting that the damage could've been even greater if a hurricane did strike.

“Many homeowners aren’t aware of the need for wind coverage or if they have wind coverage,” said insurance consumer expert Lisa Lobo of The Hartford Financial Services Group. Lobo stresses the importance of wind coverage, flood coverage, auto damage coverage, and property replacement coverage.

"In the event of a hurricane, you must have wind coverage within your home insurance policy to receive compensation for damage," Lobo said.

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HFSG also suggests obtaining a manageable deductible in your insurance program. "Percentage deductibles may vary from 1 to 5 percent. And in some coastal areas with high wind risk, wind or hurricane deductibles can be even higher," Lobo said.

“We plan for the worst and hope for the best," said Connecticut Light and Power CEO Jeff Butler said in a recent press release.  "CL&P has a comprehensive plan to respond to Hurricane Irene-caused problems in Connecticut.  We are cancelling vacations and putting all of our people on stand-by."

Find out what's happening in Stamfordwith free, real-time updates from Patch.

CL&P advises residents to keep backup electricity sources handy, and having procedures to vacate your home in the event of a prolonged power outage.


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